Life Insurance

Life Insurance companies provide a large variety of products to meet your protection and savings needs. From pure protection plans (term insurance) through to traditional endowment & money back plans to the more modern market linked unit linked plans, pension accumulation and annuity plans. There is a mind-numbing variety of plans and add-on rider benefits available, making it very important that you check and compare insurance products before buying life insurance.

Secure your family's future and your retirement.

No one likes to think of death. Yet no one likes to risk their family’s security in case of death of the bread-earner.

Why Life Insurance

Life insurance helps you secure your family’s future and provides financial security for your dependents and family in the event of your death, especially if you are the primary earner of the family. Life insurance productsnalso help you plan for your long term financial needs such as Retirement planning, Child's education or marriage and even wealth accumulation.

There are more than 20 life insurance companies in India that offer varied products to meet your protection, saving, pension and children insurance related needs, making it very important that you compare life insurance products.

Buying Life Insurance

To get the right life insurance product, you must first analyse your needs. Under insurance can leave your family in financial problems in the event of your unfortunate demise. Similarly, over insuring can lead to your spending money on insurance that could have been put to productive use in other savings or investments. How much Life Insurance do you need?

Our Product Reviews, Life Insurance Articles and Life Insurance FAQ's provide you the information you need to help you understand the products, riders, benefits, exclusions, and the fine print better to make informed choices.

In case you need financial advice, just complete the ask an advisor form and we will ask a licensed intermediary to call you and help you with your needs.

Tax Benefits on Life Insurance

Premiums paid on Life Insurance are eligible to tax deduction under section 80C; and the income on and maturity proceeds of Life Insurance policies are also subject to tax deduction under the currently prevailing tax scheme and u/s 10(10)(d). Please click here for details of tax benefits available.

Use our life insurance calculator to discover how much insurance you should have to maintain your family's financial well being.

Use our wealth calculator to see how much you should save monthly to meet your target saving corpus. Use our Pension Calculator to see how much corpus you will require on retirement to maintain your expenses; and how much you should save annually to achieve this.

Best Term Insurance Plans

Product Name	Price Rating	Features Rating	Service Rating	Product Rating
Aegon Religare i-Term Plan
Aviva i-Life Term Plan
Bharti Axa e-Protect Plan
HDFC Click2Protect Plan
Kotak e-Preferred Term Plan
IndiaFirst Anytime Plan
Reliance eTerm Plan
Tata AIA iRaksha Supreme

For more plans click here

	FEATURED QUESTION How much to insure/What is my insurance requirement? The amount that can be considered an adequate risk cover may differ for each individual but the gurding principles are pretty much the same for all. How much to insure depends on the needs you are trying to fulfill... Read more
	FEATURED ARTICLE Tips to buy online term insurance There are increasing options for pure life insurance plans, referred to as Term Plans, that offer a large sum assured payable in the event of death at a low cost. Here are some tips to help you compare online term plans that are much cheaper than term plans normally offered 'offline' or through intermediaries... Read more
	ASK I-SAVE The difference between Term Insurance and Pension Plans The two categories cover the two essential but opposite risks associated with our lives - one covers the risk on an early death while the other protects your financial future for life beyond your earning years ... Read more

	ASK I-SAVE What are Endowment Plans Endowment Plans are Life Insurance plans that offer a sum assured to be paid in the event of death together with a maturity or survival benefit, which is usually related to the premiums paid and investment returns accrued to the policy usually in the form of bonuses, and ... Read more
	FEATURED ARTICLE Investing in ULIPs? The most important document that you should refer to when buying ULIPs is the Benefit Illustration. Insurance companies are required to provide a detailed benefit illustration that shows you how the value of investment is likely to grow, together with details of charges and any surrender penalties etc. Be your own financial advisor... Read here
	FEATURED ARTICLE What is the difference between Online & Offline Term Insurance Term insurance policies are protection oriented policies which provide a risk cover on the life of the insured at a certain amount of premium for a limited period of time. Many Insurers now offer online term plans which are designed as a ‘direct to customer’ proposition, cutting down intermediary and operational costs and passing on these savings through lower premiums. Online term plans can be more than 50% cheaper...Read more

Life Insurance

Why Life Insurance

Buying Life Insurance

Tax Benefits on Life Insurance

FAQ's

Comments (Editor’s Choice)

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