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Money - Deposits, Loans & Cards
Most banks in India provide
a wide
variety of products with different features, benefits and associated costs. i-save.com helps to search for and receive quotes for Fixed and Recurring Deposits, Home Loans and Mortgages, Car Loans and Personal Loans and all major Credit Cards to select the right product for your specific needs.
FEATURED QUESTION
How much Home Loan can I afford?
What you can afford should be determined by your ability to service the re-payments of the home loan liability and the interest rate applicable on your home loan. A typical benchmark that lenders use is also to not fund more than 75-85% of the value of the property; and a total loan amount not exceeding 3 times your annual income...
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FEATURED ARTICLE
Read your Real Estate Sale Deed carefully to avoid losing money
There are usually enough and more clauses in real estate agreements that most of us don't read carefully and end up running the risk of being legally and financially out-muscled by large sized companies. Here are some helpful suggestions to keep in mind...
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ASK I-SAVE
How to prevent online fraud
Most of us who are active users of the internet use it for services involving financial transactions and / or the use of personal data such as bank account / credit card details, user names and passwords etc. Whether it is checking your account balances, transferring your money, making bill payments or even shopping online, the use of internet helps you save time, effort and in most cases even money. The convenience and value associated with these services can come at a very high price if one is not careful. Keeping in mind some of these simple tips can go a long way in making your online experience secure and help prevent online fraud: ...
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FEATURED ARTICLE
Home Loans - not just about interest rates
Buying a house is perhaps the single biggest investment an individual makes and like anywhere else in the world, home loan or mortgage products have only made it easier for average salaried Indians to own a home they can call their own. One should not forget the long term liability that needs to be serviced and it would only help to keep some of the following things in mind when taking a home loan...
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ASK I-SAVE
How do I get my Credit Report from CIBIL
You can now access your Credit Information Report (CIR) directly from CIBIL. CIBIL CIR is a record of your credit payment history compiled from information received from Credit Institutions. The purpose is to help Credit Institutions make informed lending decisions - quickly and objectively, and enable faster processing of your credit applications to help provide you speedier access to credit at better terms. To get a copy of your Credit Report...
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FAQ's
Comments (Editor’s Choice)
How to choose between fixed rate and floating rate h...
The choice on this one is not really easy. Fixed int...
What is CIBIL? How does a CIBIL score impact my loan...
Credit Information Bureau of India limited (CIBIL) m...
What is Credit Protection Plan? Is it worth consider...
Credit Card usage in India has been steadily rising ...
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Federal Bank and Karur Vysya Bank to expand Branch Networks
October 18, 2011Kerala-based Federal Bank has unveil...
RBI Deregulate the Savings deposit rate
October 25, 2011RBI has deregulated interest rates o...
RBI asked banks to stop prepayment charges on home loan immediately
June 6, 2012In a relief to home loan borrowers, RBI ...
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