Contact us

Forgot Password

Customer Login

Register Now
Forgot Password

Registration

Follow isave on Twitter

FAQ's

General Insurance FAQs:

:- What is Health Insurance and Why should I buy Health Insurance? :

:- What is a family floater policy? How is it different from an individual policy? :

:- What should I keep in mind while purchasing Health Insurance? :

:- Apart from premium what other factors should I consider before choosing a health insurance policy? :

:- What is a critical illness cover? :

:- Are pre-existing diseases covered under health-insurance? :

:- What are the documents required for buying a health insurance? :

:- What are the minimum and maximum policy durations for Health Insurance? :

:- What are the minimum and maximum ages to get a health insurance? :

:- What is the minimum / maximum amount of sum insured that I can opt for? :

:- Am I entitled for cover immediately after I take my policy? :

:- Can parents be covered under my Health insurance policy? :

:- Why should I take a Health Insurance plan if I already have health insurance from my employer? :

:- Can I buy more than one Health Insurance policy? :

:- Are there any taxation benefits available with health insurance policies? :

:- What is cashless facility? :

:- What is a TPA? :

:- What are Network Hospitals? :

:- What is a health card or cashless card? :

:- What are the expenses that are covered in a health insurance policy? :

:- What is typically not covered in a health insurance? :

:- Are naturopathy and homeopathy treatments covered under a health policy? :

:- Are Maternity/Pregnancy related expenses covered under Health Insurance plans? :

:- Does a health insurance policy cover hospital expenses overseas? :

:- What are the documents required for filing a health insurance claim? :

:- What are pre & post hospitalization expenses? :

:- What is domiciliary hospitalization? :

:- Are there any benefits if I make no claims in an entire year? :

:- Can I increase/decrease the Sum Assured of my health policy? :

:- What is Travel Insurance? What does it cover? :

:- What should I keep in mind while buying Travel Insurance? :

:- What is single trip insurance and how does it differ from multi-trip insurance? :

:- Is there a cashless facility available for medical expenses under Travel Insurance? :

:- What is covered under Medical Expenses in a travel insurance policy? :

:- What does a ‘deductible’ or ‘deductible excess’ in Travel Insurance mean? :

:- What is covered under Personal Accident in a Travel Insurance policy? :

:- What is covered under Personal Liability in a Travel Insurance policy? :

:- What is covered under Loss/Delay of Baggage in a Travel Insurance policy? :

:- What is covered under Delay/Cancellation of trip in a Travel Insurance policy? :

:- What is Car Insurance? Why should I purchase Car insurance? :

:- What does a comprehensive car insurance policy cover? :

:- What is not covered in my car insurance policy? :

:- What additional covers can I ‘add-on’ to my base car insurance policy? :

:- My vehicle has CNG kit installed apart from the original petrol engine, can I get it insured? :

:- Is there an age limit for vehicles being insured? :

:- How is my car insurance premium calculated? :

:- Are there any ways through which I can lower my premium amount, i.e. get some discounts on my car insurance premium? :

:- What is "NO CLAIM BONUS"? :

:- What is a Car Insurance cover note? :

:- What is cashless claim service in Car Insurance? :

:- What if the accident takes place in a city other than where the motor insurance policy was issued? :

:- What documents need to be submitted when I make a car insurance claim? :

:- What is Home Insurance? What does it cover? :

:- Why should I take a Home Insurance policy? :

:- What are the various home insurance covers that are provided by insurance companies? :

:- How is the value of my house assessed by the insurance company? :

:- How does an insurance company assess the value of the contents of my house? :

:- Is there a survey done at the time of purchasing a home insurance policy? :

:- What is the duration of a home insurance policy? :

:- Why do I need home insurance if I don’t own the house but live as a tenant? :

:- I am a tenant and have insured the Contents of my home. What changes do I have to make in my policy if I change my residence? :

:- Are valuables such as jewellery etc. insured outside the premises of my house? :

:- What is typically not covered under a Home Insurance policy? :

:- Can I discontinue my home insurance policy midway? :

:- What happens if I sell my house? :

:- Does the age of my house have any impact on my home insurance premium? :

:- The cost of my house will increase with time. How do I make sure I am adequately covered? :

:- I have got another house that is presently not in use, can it be insured and if yes, what type of cover should I go for? :

:- Are there any tax exemptions on householders' policy premium? :

:- What is the process of claiming under home insurance policy? :

:- What are the Documents required to file a claim? :

:- What is Personal Accident Insurance? What does it cover? :

:- What are the exclusions under Personal accident insurance? :

:- Do I need to go for a medical examination for Personal accident insurance? :

:- What is the duration of Personal Accident Insurance covers? :

:- What are the maximum and minimum Sum Insured under Personal Accident Insurance? :

FAQs Details: