Where did insurance come from? Who were the people who were first to use insurance? The history of insurance is a very interesting one. Insurance
Author: i-save.com Author1
Good and not so good ways to use your credit card rewards
Credit card rewards have long been one of the selection criterions for choosing which credit card to opt for. These reward programs are however moving
Should I Save or repay debts?
Typically, if your savings are deposited / invested in options that provide you with a fixed return like your savings account or fixed deposits, what
Bon Voyage..! But what if..
..a volcano decides to spew out ash that disrupts your travel plans and leave you stranded at an airport, or you need medical treatment in
Review your real estate agreements carefully to avoid losing money
An investment in real estate is perhaps one of the most substantial financial transactions that one undertakes. Whether it’s toward building your dream home or
Critical Illness Cover: Because it’s not just about medical expenses
Critical Illness Cover is not just about paying for medical expenses. The bad news is that India is projected to have the highest incidence of
6 simple tips to prevent online fraud
Most of us who are active users of the internet use it for services involving financial transactions and / or the use of personal data
RBI hikes rates… So what?
Most of us do not really consider headlines associated with monetary policies of The Reserve Bank of India (read increase or decrease in interest rates)
Home Loans: It’s not just about the interest rate, is it?
Buying a house is perhaps the single biggest investment an individual makes and like anywhere else in the world, home loan or mortgage products have
Our Savings Account rate was set 8 years ago… time to change
With the Base Rate system on the lending side now in place effective July 1, the next inevitable round of reform in the Indian Banking
Come September: Changes to ULIPs that should make you smile
Just under two weeks ago, the Ministry of Finance had placed the ball in the Insurance Regulatory Development Authority’s (IRDA’s) hand clearly making IRDA the
Term vs. Term Return of Premium: Elementary maths your school teacher always said you would apply in life
Having heard so much about Term Insurance and why it’s so important to have one, you’ve decided to go ahead and insure yourself. But while
IRDA will continue to regulate ULIPs – customers to benefit
Good news today for Customers and Insurers alike! The Ministry of Finance ended the ambiguity surrounding Unit Linked Insurance Plans (ULIPs) through an ordinance that
Pensions – Impact of Compounding and Taxes
In our blogpost (Market Volatility and Pensions) we had spoken of the beneficial impact of compounding. What this relates to is the importance of starting
The SEBI-IRDA tussle and the impact on Consumers!
Hope it seems is at hand for an early resolution of the SEBI-IRDA tussle on regulatory turf on the supervision of ULIPs. “We will resolve
Cricketing tips for your personal finance
Winning a cricket match depends on a number of varied factors – it’s not just about scoring runs but the pace at which you score
The world is changing….
I have a feeling! A feeling that we are on the cusp of a defining time for what the financial services industry will look like
Health Insured… Wealth Protected
We were recently speaking to someone who had suffered an accident in the family, and was narrating to us his experience with hospital expenses and
The Proposed Direct Tax Code… and the Impact on your Savings!
Today’s Economic Times has a very good article written by Anish Thacker, partner taxation at E&Y. It’s well written and addresses the issues from an
How much Life Insurance does one need?
A Google search for this question throws up close to 67.5 million results in 0.20 seconds! One would imagine that the answer must be fairly
Why bother to use a comparison engine for Insurance?
I get a daily dose in the morning papers putting a question mark on the types of products, whether they be Pensions or ULIP’s etc.
Market Volatility and your Pension
The past two years have set new standards is market volatility! The gyrations in key market indices have led to periods of extreme optimism and
Comparison Shopping
The days when life was simple and we had but one or two choices in decision making are long gone. Remember when we were kids
Comparison Sites
The days when life was simple and we had but one or two choices in decision making are long gone. Remember when we were kids