FAQs

In this section you will find answers to frequently asked questions on life, health, travel and home insurance, savings, loans, mortgages and personal finance.

Life Insurance (1)

Hospital Cash Benefit Rider: This rider provides coverage for payment of medical bills paid on hospitalisation, subject to conditions and exclusions in the policy. The insurer compensates the insured for a fixed amount for each day of hospitalisation, subject to a maximum sum assured under the rider. Unlike the critical illness rider, the hospital cash benefit rider is not terminated on a claim being made; and can continue subject to the annual limit of the sum assured.

Category: Life Insurance

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Health Insurance (1)

Pre and post hospitalization means the medical expenses incurred during a period before & after hospitalisation for any disease / illness / injury sustained which is covered under your Policy. The period before and after hospitalization that is covered depends on the type of plan opted for. Generally, pre-hospitalisation expenses and post-hospitalization expenses are covered for a period of upto 30-60 days before hospitalization and upto 60-90 days after hospitalization respectively.

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