FAQs

In this section you will find answers to frequently asked questions on life, health, travel and home insurance, savings, loans, mortgages and personal finance.

Travel Insurance (2)

Travel Insurance provides you financial protection against various risks associated with overseas travel including:

  • Any medical emergencies arising out of contracting an illness or meeting with an accident
  • Loss of baggage
  • Loss of passport / travel documents
  • Delay or cancellation of trip
  • Personal Accident
  • Personal Liability
  • Home Insurance while travelling abroad

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A deductible or deductible excess under Travel Insurance is the amount that you as the insured need to pay yourself towards a claim before the insurance company picks up the rest. For e.g. if your travel insurance policy has a deductible of US$ 100 on medical expenses, and your medical expenses on account of a medical treatment while overseas are for US$ 2000, then you will need to pay US$ 100 yourself and the insurance company will settle the remaining US$ 1,900, subject to product terms and conditions.

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