Can I buy more than one Health Insurance policy?

Yes, you can buy more than one insurance policy. This may be done to get yourself covered for a larger amount or to avail oneself with benefits which were not covered in the previous policy. However, a claim for a single “event” can be made only once. In the event a claim for one “event” is made to multiple insurers, a proportional rule will apply and the Insurers will pay a part of the insurance claim each, such that the maximum payout will not exceed the maximum amount payable after applicable deductions and limits as stated in the Insurance policy.

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