What is covered under Loss/Delay of Baggage in a Travel Insurance policy?

You can purchase a cover against the risk of loss of baggage or even a delay of checked in baggage. The insurance company will compensate you for the market value of your checked in baggage in case of its complete and total loss subject to the Sum Assured limit. You may want to compare the limits associated with contents that require appropriate proof of ownership. In the case of a delay in transportation of checked in baggage, the insurance company will compensate you for your emergency purchase of clothing, toiletries and medication upto a maximum of the associated Sum Assured provided this delay is more than 12 hours from the actual arrival of your travel carrier (your airline or ship) and there is written proof of delay provided by such carrier.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.