What are the documents required to file for a home loan?

For the documentation of home loans, the applicants are divided into two categories; Salaried and Self-Employed; the documents requirement generally being:

SALARIED:

  1. Photograph and application form
  2. Identity proof
  3. Residence proof
  4. Income Proof
    1. Form 16
    2. Latest salary slip
    3. 6month’s bank statements
  5. Processing fee cheque
  6. Land/building NOC

SELF-EMPLOYED/BUSINESSMEN:

  1. Photograph and application form
  2. Educational qualification certificates
  3. Identity proof
  4. Business profile with proof of its existence
  5. All business related certificates (registration, ownership, MOA, Board resolution, ISO etc.)
  6. Income Proof
    1. Last 3 years’ income statements and balance sheets
    2. Last 3 months’ bank statements (personal and business)
  7. Residence proof
  8. Processing fee cheque

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