Why should I take a Health Insurance plan if I already have health insurance from my employer?

Your employer will cover your medical expenses only as long as you are in his services. Tomorrow, you may change your job, retire, or even start something on your own. In all such cases you and your family will be stranded if a medical emergency arises and you have not arranged for an alternative health insurance policy. It can act as a supplement to your existing medical cover in case the cost of medical treatment is higher than your existing cover level.

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