Are valuables such as jewellery etc. insured outside the premises of my house?

Any burglary of insured items taking place outside the insured premises is not covered under the householders’ insurance plan unless specifically mentioned in the policy. Things such as valuables, jewellery, baggage etc. may be covered under some conditions/circumstances or the coverage may be taken as an add-on at a premium. Please review the terms and conditions of your home insurance policy carefully at the time of purchase.